With school out, summer is filled with fun activities and new freedoms for teens, such as getting their driver’s permit, license, and driving. However, keeping teen drivers safe from harm can be a big concern for parents, especially with summer being the deadliest time of year for teenage motor fatalities. Next year my oldest daughter will get her driver’s license.  Up until then she may be starting to drive around with teen friends and that that makes me a bit anxious!  That’s why I wanted to let you know about steps you can take today to help your teen become a safer driver year round.

The tips and resources below may not only keep your teen and others free from harm, but also could save you money on insurance.

·         Tip 1: Help your teen become a safer driver by talking openly about your expectations and rules for when they’re behind the wheel, such as never texting or using their cell phones while driving.

–        Consider negotiating a Teen Driving Contract that requires your teen to avoid driving dangers, such as texting, driving under the influence and not wearing a seat belt. The NAIC even has a customizable Teen Driving Contract to get you started!

·         Tip 2: No matter how safe or prepared you or your teen may be, accidents happen. In the event you or your teen driver is involved in an auto accident, make sure everyone knows what steps to take to stay safe and protect their identities when exchanging information for a claim.

–        The NAIC’s free WreckCheck app  walks you through what to do — and not do — after an accident. The app helps users collect necessary information on the spot, then immediately emails a report to your home and your insurance agent. The app can be found online at iTunes® and Google Play® or by searching “NAIC” at the iTunes store or Android market.

·         Tip 3: Adding a teen driver to your auto insurance policy can be costly. Make sure both you and your teen driver understand all the insurance implications of how even minor fender-benders can add up.

–        Insureuonline.org is an unbiased resource to help you and your teen driver get educated about the risks and insurance implications of unsafe driving.

7 Eye-Opening Facts

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